Since the passage of the Affordable Care Act in 2010, health care “sharing ministries” sprang up as more affordable options to the policies offered by national insurance companies for the Obamacare marketplace. Often developed by Christian organizations, the sharing ministries had the further advantage of being exempted from ACA’s mandates on contraception and abortion. Small religious communities were told they could cover their members while preserving their moral principles.
The sharing ministries are not health insurance, though critics say they are often billed as such. Rather, they are cooperatives in which consumers pool their money to help each other through medical emergencies. While they have existed for decades, enrollment in these programs has been estimated to grow from about 100,000 members in 2010 to 1.5 million members in 2020.
Now U.S. Rep. Jared Huffman, the congressman for much of California’s Bay Area, is going after what he calls deceptive marketing…